I also took early retirement at 59 now nearly 7 years ago. This article describes my feelings too (OK in England not Scotland). I feel too that stopping work lifted a burden from me and regret at never being able to do the job to the best of my ability due to constant time pressure. The skills I gained in listening to my patients for over 30 years are no longer available to the NHS, as new less experienced doctors are assumed to be of equal value to the NHS. Bums on seats can be counted and that’s what appears to matter to those counting and making the rules.